SteveBizBlog

What You Need to Know About a Merchant Cash Advance (MCA)

Traditional Term Loans for Small Businesses Involve Fixed Monthly Payments of Principal and Interest in Exchange for Upfront Cash and Rewards a Company to Pay Off the Debt Early. A Merchant Cash Advance (MCA) Provides A Cash Advance in Exchange for Variable Payments Based on A Percentage of Every Credit Card Purchase Received by The Business and A Fixed Predetermined Payback Amount.

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The 5 Stages of a Funding Plan

Debt Funding (Loans), Equity Funding (Ownership/Stock), Crowdfunding / Equity Financing, Funding, Venture Capital, Emotional Appeal, Bootstrapping, Branding, Angel Investor, Debt Financing

Most Businesses Require Some Form of Funding to Get Started. However, Based on What Business Stage the Business Is At, The Sources of Funding Will Be Different. This Is Where Your Funding Plan Comes in To Identify How the Business Will Secure Financing for Each Stage.

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What You Need To Know About The Role Of The SBA

Debt Funding (Loans) / Bank Loan, Banks, Government, Loans

The Small Business Administration (SBA) does not lend money, it simply acts as insurance for lenders, such as banks, with 3 loan programs

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Video: Important And Unknown Facts About Some Common Sources Of Funding

Debt Funding (Loans), Equity Funding (Ownership/Stock) / Format: Video, Funding

Discover Some Important but Often Unknown Facts About the Role of the SBA, Using Retirement Funds, And Private Investors as Sources of Funding

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Video: What You Need To Know About Your Funding Options

Debt Funding (Loans), Equity Funding (Ownership/Stock) / Bank Loan, Debt Financing, Equity Financing

Enjoy the following excerpt from my FREE What You Need to Know About Starting a Business course where I talk about two common small business funding options for small businesses. We will discuss what I call the debt continuum, how lenders control risk and reward, and the value proposition for equity financing investors you can use to convince investors to fund your business.

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Why Startups Need Smart Money and Not Dumb Money

Debt Funding (Loans), Equity Funding (Ownership/Stock) / Funding

Many Entrepreneurs Seek Dumb Money to Fund Their Startups. Dumb Money Places A Drag on The Business with Debt or Dilution of Ownership. Smart Money Provides More Than Money to A Business in Terms of Leverage from Additional Skills, Experience, And Contacts Which Increases the Value of a Business.

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Here is How Business Lenders Control Risk and Reward

Debt Funding (Loans) / Debt Financing

Risk follows reward, the riskier the loan, the more reward the lender requires, and the interest rate is just one of three controls that lenders have at their disposal to manage loan risk and reward.

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The 5 “C’s” of Credit

Debt Funding (Loans) / 5 "C" of Credit, Bank Loan, Banks, Angel Investor, Credit, Debt Financing, Funding, Loans

When a business approaches a lending institution about debt financing, the lender conducts an evaluation of the borrower using a method known as the 5 C’s of Credit

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What You Need To Know About The Debt Continuum

Debt Funding (Loans) / Bank Loan, Banks, Credit, Debt Financing, Funding, Loans

Within the world of debt financing, there is a continuum, as different lenders have different appetites for risk and reward.

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Why You Need To Understand Your Credit Score

Debt Funding (Loans) / Credit Score, Banks, Credit, Debt Financing, Funding, Loans

When entrepreneurs look at debt financing, their credit score (FICO) plays an important role in being able to get a loan. Essentially, a person’s credit score is computed on five dimensions, each with a different weight.

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