SteveBizBlog

What You Need to Know About a Merchant Cash Advance (MCA)

Traditional Term Loans for Small Businesses Involve Fixed Monthly Payments of Principal and Interest in Exchange for Upfront Cash and Rewards a Company to Pay Off the Debt Early. A Merchant Cash Advance (MCA) Provides A Cash Advance in Exchange for Variable Payments Based on A Percentage of Every Credit Card Purchase Received by The Business and A Fixed Predetermined Payback Amount.

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This Is Why Many People Should Never Be Entrepreneurs

Small Business Finances / Funding, Guest Posts

Many Aspiring Entrepreneurs Naively Think the System Is Unfair and Rigged Against Them. It Is Not. They Just Don’t Get It and Probably Never Will Which Is Why They Should Never Try to Start a Business Because They Do Not Have What It Takes.

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Why Paying Rent Is Often Better Than Owning Business Property

Small Business Finances / Guest Posts, Buy/Rent

Why Do Most Businesses Rent Their Facility? Because The Same Arguments for Owning a Home Do Not Apply to Owning a Business Property.

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couple discovering their burn rate is too hiigh

Burn Rate – The Hidden Costs of Starting a Business

Small Business Finances / Guest Posts, Finance, Break Even

Most Small Businesses Fail to Understand Their Burn Rate, Which Is the Rate at Which a New Business Spends Its Startup Cash to Keep the Business Alive Long Enough to Get to The Breakeven Point.

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The Truth About Business Greed And Profits

Small Business Finances / Profit, Guest Posts

Many People Believe That Profit Is The Only Thing That Matters, And Those Business Owners Are Driven By Greed. Not True. Profit Is A Critical Ingredient For An Organization To Stay In Business. Profit Is An Indicator Of How Well The Company Is Performing, A Feedback Mechanism To Correct And Improve Performance, Insurance To Ensure Survival In An Uncertain Future, And The Investment Capital For Future Expansion Of Jobs Or New Machinery.

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How To Determine If Your Profits Justify Further Business Investment?

Small Business Finances / Investment, Funding, Guest Posts

Many Business Owners Will Face the Issue of Whether or Not to Make an Additional Business Investment in Their Venture. But Is It the Right Thing to Do or Are They Just Throwing Good Money After Bad?

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10 Tips For New Startups To Survive The Early Years

Small Business Finances / Funding, Guest Posts

The “Valley of Death” For Startups Refers to The Negative Cash Flow Period in The Early Stages of a Business Before Their New Product or Service Is Bringing in Revenue from Real Customers. There Are a Number of Options to Bridge This Valley.

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Raising Money? Increase the Odds of Getting Your Startup Funded

Small Business Finances / Equity Financing, Venture Capital, Guest Posts

There are a lot of reasons why startups have trouble raising money but most of those problems are self-inflicted and can be avoided. Discover the 4 times startups try to raise money too early, and how waiting will increase their odds of getting the funding they actually need.

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VIDEO: Why You Need to Conduct a Breakeven Analysis

Small Business Finances / Format: Video, Break Even

A break-even analysis is a technique used by business owners to assess how many units and at what price they need to sell them at to make a profit.

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The Truth About Why Draws and Distributions Are Non-Taxable

Small Business Finances / Income Tax, Owner Draws

Draws and distributions are simply a mechanism that allows owners to take out excess cash from the business. In pass-through entities, there are no tax consequences for doing either an owner draw, distribution, or a cash infusion in the normal course of business. This concept often creates a level of confusion for founders not versed in a few basic principles of accounting.

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